For Doctors & Healthcare Professionals
Thinking about buying your first home?
Start with the guide built for people like you.
Your career doesn’t look like everyone else’s — rotating placements, HECS debt, a pay slip that doesn’t yet reflect where you’re heading. Our free First Home Buyer’s Guide breaks down exactly what that means for your borrowing power, your deposit, and your options, in plain English.
Free. No obligation. Straight to your inbox.
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The Problem
If you’re a doctor, nurse, or healthcare professional thinking about your first home, you’ve probably had these questions bouncing around:
- "How much can I actually borrow?" Especially with a pay slip that doesn't reflect your future earning potential yet.
- "Do I qualify for any grants?" The rules change by state and it's easy to miss out.
- "What deposit do I really need?" And are there options if I don't have 20% saved?
- "Do I get any benefits working in healthcare?" Some lenders offer policies that could work in your favour. Most people never ask.
Most guides out there aren’t written with your career in mind. Ours is
The Solution
We put together a free, no-fluff guide specifically for healthcare professionals buying their first home, covering borrowing power, deposits, government grants, the extra costs nobody warns you about, and the lending benefits some healthcare professionals can access. It’s the same advice we’d give you over a coffee, just in one place you can read at your own pace.
What's Inside the Guide
- Why healthcare professionals may qualify for a Lenders Mortgage Insurance waiver
- What determines your borrowing power, including income, expenses and HECS/HELP debt
- Deposit requirements, and how LMI works if you're short of 20%
- Government grants, stamp duty concessions and deposit schemes that could help you buy sooner
- The extra costs to budget for, including stamp duty and legal fees
- Whether rentvesting could work for you
- What to do next, from pre-approval through to house hunting
Frequently Asked Questions
Yes, no cost, no catch. We put it together because we think healthcare professionals deserve advice built around how their career actually works.
No. We’ll send the guide and you can read it in your own time. If you’d like to chat, just reach out, there’s no pressure either way.
Definitely. The earlier you understand your borrowing power and what grants you might be eligible for, the more prepared you’ll be when you are ready.
Many lenders accept a deposit as low as 5 to 10% of the purchase price, though Lenders Mortgage Insurance usually applies below 20%. We’ll help you explore your options, including whether an LMI waiver applies to you.
Some lenders offer policies or products that may benefit eligible healthcare professionals, including a waiver of Lenders Mortgage Insurance for some medical professionals. We’ll compare the options available to you.
Yes. We’ll explain the grants and incentives you may be eligible for and guide you through the application process.
It depends on your goals and budget. The guide walks through how rentvesting works, and we can help you weigh it up against buying to live in.
Get clear on your first home, before you take the next step.
Download our free First Home Buyer’s Guide, written specifically for doctors, nurses, and healthcare professionals.